* All the students are obliged to enroll in the Japanese National Health Insurance even if they have other insurance coverage. About 70 % of medical costs are normally covered by the national insurance, and patients are required to pay 30% of the cost. The monthly premium varies depending on the municipality. The more income you earn with a part-time job, the higher the premium you will be required to pay. However, a premium reduction plan may be available. For further information, please visit the National Health Insurance section at the municipal or ward office.